tag:blogger.com,1999:blog-19111384.post5660846602663812235..comments2024-03-24T17:06:47.135-04:00Comments on Story Bones: Our HouseSteve Buchheithttp://www.blogger.com/profile/12999709767641212586noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-19111384.post-4087859101623993172007-10-25T08:59:00.000-04:002007-10-25T08:59:00.000-04:00Greeny, oh yeah. Getting a safety net (savings) is...Greeny, oh yeah. Getting a safety net (savings) is a very big thing. For me, we run a little below my comfort zone on that, but I agree with my wife that paying off loans that have a higher interest rate than what we would get through savings make more sense, so we run over her comfort level and below mine on the savings. <BR/><BR/>Not having kids certainly helped with us keeping ahead of the debt (our house is our only real debt at this point, and we got that fairly late in our lives). We also don't take vacations all that often (we've started this last few years to actually take vacations and we still want to go to Europe). Right now I make way more that she does, although that wasn't the plan (she has a PhD). <BR/><BR/>It's been a hard scabble to get away from the paycheck to paycheck living we once had. And I'm certainly glad that it'll take more than a minor emergency to crash us financially.Steve Buchheithttps://www.blogger.com/profile/12999709767641212586noreply@blogger.comtag:blogger.com,1999:blog-19111384.post-61587293218267271802007-10-24T22:25:00.000-04:002007-10-24T22:25:00.000-04:00Smart math. I have two mortgages we're paying dow...Smart math. <BR/><BR/>I have two mortgages we're paying down: one on the house, and the other (just as expensive) on my student loans. Both are, essentially, 30-yr fixed mortgages. I don't pay extra on either because I have a family to feed, but I wish I could. Sometimes I get so stressed out about money that I feel like I'll never sleep again, you know? Urk. I just need a reminder every now and then that it'll all get taken care of as long as I don't do anything stupid.<BR/><BR/>I'm working, we're saving, and we're paying down loans. 'Sall good, right? Right?!?ThatGreenyFlowerhttps://www.blogger.com/profile/10464818533143531044noreply@blogger.com